Elmo's Collecte · For any institution that collects

Every franc collected, recorded and handed over with confidence.

Microfinance institutions, town halls, tax offices, associations: Elmo's Collecte equips your field collectors and gives you a clear view of what comes into the till.

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Who is it for?
  • Microfinance institutions and savings cooperatives
  • Town halls and local authorities
  • Tax offices and revenue collection bodies
  • Any organisation that collects from users
Key features

From the field to the accounts

Your collectors take payments, your supervisors keep control, and your accounts department receives clean entries.

Collection rounds

Each collector starts the day with the list of users to visit, and you follow the progress of every round.

Cash and mobile money

Payments in cash, by MTN MoMo or Orange Money, all tracked to the same standard.

Instant receipt

A receipt is given to the user as soon as the payment is taken, printed on the spot. Without a network, a provisional receipt is issued, then confirmed on return.

Cash handover with double validation

The collector declares the handover, the manager confirms it: money is never left untracked.

Real-time supervision

Today's collections, late collectors, funds not yet handed over: a dashboard to act straight away.

App for the saver

Your customers view their payments and check the identity of the collector who calls on them.

Customers and accounts

A single register of users, with their accounts, their commitments and the history of collections.

Accounting exports

Your collection entries flow into your accounts, with no re-keying and no discrepancies.

A typical day

A collector's day, seen from the inside

Simple for the person collecting, reassuring for the person supervising.

  1. 01

    Setting off on the round

    The collector finds their list of users and their targets for the day.

  2. 02

    Payment and receipt

    Each payment is recorded and a receipt is handed over immediately.

  3. 03

    Return and handover

    At the end of the round, the collector declares the funds they are handing over.

  4. 04

    Confirmation by the manager

    The handover is checked and confirmed: the loop is closed.

  5. 05

    Accounting entries

    The day's transactions are passed on to your accounts.

Trust and control

What keeps your collections secure

For your users and your teams alike, every franc has a visible path.

Identifiable collectorYour users know who they are handing their money to.
Confirmed handoverNo handover is counted until the manager has validated it.
Working without a networkCollection carries on in areas with poor coverage, and the data is synchronised afterwards.
History keptEntries cannot be edited: every correction leaves a trace.
Frequently asked questions

What we are often asked

What happens when the collector has no network?

They keep taking payments and hand over a provisional receipt. Everything is synchronised and confirmed as soon as the connection returns.

Can our users follow their payments?

Yes, through a dedicated app for the saver, which also lets them check that a collector is genuinely authorised by you.

Can we accept mobile money?

Yes. Payments by MTN MoMo and Orange Money sit alongside cash in the same tracking.

Does the data reach our accounts?

Yes. Accounting exports prepare the collection entries for your software or for Elmo's Bank.

Let's equip your collectors this season

We present Elmo's Collecte on a case close to your own.

Book a demoWrite to an expert
First, receive our compliance and security packs